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It takes just 60 seconds to qualify with our online app. A personal mortgage advisor will go over all your available options at no expense.

We’ll issue a preapproval letter that shows realtors and sellers how much home you’re able to afford so you can focus on finding your dream home.

After finding the right mortgage and home, we will finish processing your loan and will prepare you to close. Your dream home is waiting!

Prequalification – Our first recommendation to any first-time home buyer is to get prequalified.

Choosing you agent – You are going to be spending a LOT of time with your realtor over the next few months, so you’ll want to do the research necessary to make sure it’s someone you’ll like! Ask friends and family for their recommendations and go online to assess reviews of local agents.

Choosing your home – Yes, there are many things you’ll need to keep in mind while searching for your home, but aside from your own personal taste, there are two things you’ll definitely need to consider: location and resale value.

Staying ahead of the game – With the advent of home purchase apps and online realty sites came a much more competitive market and the opportunity for buyers to take matters into their own hands. This means that homes are getting snatched up faster than ever.

Making an offer – This is an important time to remember that you hired a realtor for a reason—so use them. If you’ve followed our advice above, your real estate agent should be someone you trust, so follow his or her advice and let him or her do your negotiating for you so that you can keep emotion out of it.

Closing – If everything has gone according to plan, you should be ready to close. This will be the time to discuss homeowners’ insurance and warranty options with your realtor. If new doors aren’t on the docket, you’ll also want to update your locks


Closed on time with no hassle. Wonderful and easy transaction. Very professional! I would recommend Doris to anyone for there mortgage needs. Five Stars!

David did an amazing job keeping us at ease during the process of buying our first home. He was very knowledgeable and kept us updated every step of the way. He was available to answers all the questions we had. I DEFINITELY recommend David to anyone looking to buy their first home or looking to get approved for a mortgage loan. He is a GREAT agent! We can’t thank him enough for all the help!

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Corporate NMLS Unique Identifier # 32416. Verify a mortgage company or individual license on the Nationwide Mortgage Licensing System Consumer Access site: www.nmlsconsumeraccess.org. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes: and the consumer should consult a tax advisor for further information regarding the deductibility of interest and charges. U.S. Dept. of Housing & Urban Development Mortgagee-FHA Lender ID # 23773-0000-0, 23773-00017 (Unconditional Direct Endorsement Approved), USDA SFHGLP Approved, Department of Veterans Affairs VA Automatic Lender 56997-00-00. Nations Lending Corporation®