Mortgage with an FHA home loan

We open doors for first-time home buyers.

Benefits of an FHA Loan

Small down payment. FHA makes it possible to reduce your down payment to as little as 3.5% while other products may require 5-20% down.

Lower credit score minimum. Not everyone has perfect credit. A minimum of a 580 FICO score or above will qualify for an FHA loan.

Flexible qualifications. FHA mortgages are easier to qualify for, making them an extremely popular choice for first-time homebuyers.

FHA mortgage loans are a popular choice among homeowners and home buyers because they offer lower down payment options and have more flexible credit standards than many other mortgage loan types.

This government-insured loan is guaranteed by the Federal Housing Association and is designed to make affordable homeownership accessible to millions of Americans. Home buyers and homeowners who are interested in refinancing their mortgages can do so with an FHA loan product from Nations Lending.

What our customers say


When I first thought of looking into being a home owner I knew I needed to find someone knowledgeable and not push me into something I wasn’t 100% loving. Joe was awesome he understood this was my first home buying experience and really made sure I understood any little in & out there was to be known.

Olivie from Rhome, TX
FHA Loan


When you’re dealing with something as important as a home loan, you want to feel like you are being guided intelligently and kept in the communication loop at all times. Joe delivered on that expectation and exceeded. In fact, we were able to close in about 20 days which I didn’t know was possible. I felt like I could trust him and I was extremely satisfied with every aspect of his work.

Aglarss from Plano, TX 
FHA Loan

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Corporate NMLS Unique Identifier # 32416. Verify a mortgage company or individual license on the Nationwide Mortgage Licensing System Consumer Access site: The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes: and the consumer should consult a tax advisor for further information regarding the deductibility of interest and charges. U.S. Dept. of Housing & Urban Development Mortgagee-FHA Lender ID # 23773-0000-0, 23773-00017 (Unconditional Direct Endorsement Approved), USDA SFHGLP Approved, Department of Veterans Affairs VA Automatic Lender 56997-00-00. Nations Lending Corporation®