How Can We Help?

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Millions of Americans dream of owning a home – either for space, establishment of a family or personal growth. Most home buyers can’t afford a home out of pocket. It’s important to secure a mortgage loan from a mortgage lending company that fits your needs, is affordable and doesn’t have any hidden loopholes. Choosing the right mortgage loaning company is vital. Mortgage loans shouldn’t be one size fits all. We offer innovative lending solutions that fit your life and support your financial goals. At Nations Lending, our goal is to provide you with more than just a mortgage: We want to guide you towards financial freedom and the life you deserve to live. That’s what home should feel like.

Frequently asked questions

Why Refinance Your Home?

  • Get a lower interest rate and save thousands or more in interest payments
  • Lower your monthly mortgage payments
  • Tap into your home’s equity to pay for home improvements, pay off credit cards, save for retirement, pay for college, and more…
  • Shorten the duration of your mortgage term to save on interest payments and pay off your loan faster
  • Reduce or eliminate mortgage insurance premiums

What Types of Mortgage Loans Can I Use for Home Refinancing?

  • Conventional loans
  • FHA loans
  • VA loans (for eligible borrowers)
  • USDA loans (for eligible rural properties)

What Types of Properties are Eligible?

  • Single Family Dwellings
  • Condos
  • Manufactured Homes (must be double wide)
  • Investment Properties
  • 2-4 Unit Homes

What our customers say


Nick called me and knew exactly what I was after with my home refinance. Then, he and the Nations’s team navigated the waters to perfection, keeping me updated all along the way, to an easy, smooth closing. I cannot say enough about the professionalism of this team.

Christopher Conlon from Oakland, CA

I have had the pleasure of working two re-finances with Jeffry. I can say he has been a true professional and a pleasure to work with during the sometimes stressful process of gathering all the mandatory information and exploring the best option for my specific needs and goals.

Walter Hunnings from Honolulu County, HI

I had a bad experience with refi’s before, so was very apprehensive. Tom helped me through all the steps, and was a fantastic to work with. Everything happened exactly like he said it would. Kept his promises, and turned a past nightmare into a dream!

djl72357 from Marysville, WA

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Corporate NMLS Unique Identifier # 32416. Verify a mortgage company or individual license on the Nationwide Mortgage Licensing System Consumer Access site: <> . The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes: and the consumer should consult a tax advisor for further information regarding the deductibility of interest and charges. U.S. Dept. of Housing & Urban Development Mortgagee-FHA Lender ID # 23773-0000-0, 23773-00017 (Unconditional Direct Endorsement Approved), USDA SFHGLP Approved, Department of Veterans Affairs VA Automatic Lender 56997-00-00. Nations Lending Corporation®